For First-Time Buyers

Buy Pre-Construction for the First Time — We Make It Simple

Your first home, at today's price — before it sells out. Builder-paid commission means our expert guidance costs you nothing. Condos from the low $400s in select markets.

Find My First Home → 📞 905-274-3000

Pre-Construction for First-Time Buyers — Step by Step

1

Register Free

Tell us your city, budget (condos from $419,000), and what you need. Our team reviews your profile and contacts you within 1 hour. Zero cost — the builder pays us.

2

We Match You

We identify projects that fit your budget and timeline. We explain every detail — deposit structure, occupancy date, what to expect — in plain English.

3

You Buy at Today's Price

Lock in your purchase at VIP pricing. Deposits are spread over 2–4 years while the building is being constructed — giving you time to save.

Why Pre-Construction is Great for First-Time Buyers

  • Builder-paid commission — our service is completely free to you. The builder pays our fee. You get expert guidance at no cost.
  • Deposits spread over time — instead of one large down payment, deposits are typically paid in installments of 2.5–5% spread over 2–4 years.
  • Brand new = no surprise repairs — new construction means new appliances, new systems, new finishes. No hidden repair bills after move-in.
  • Tarion Warranty — all new homes in Ontario come with mandatory Tarion warranty protection for 1, 2, and 7 year coverage on defects.
  • Equity from Day 1 — buying at today's price means appreciation during construction adds to your net worth before you even move in.
  • FHSA + RRSP programs — first-time buyers can use the First Home Savings Account and RRSP Home Buyers' Plan to fund their pre-construction purchase.

Best Cities for First-Time Buyers

CityStarting Condo Price
GrimsbyFrom $419,000
HamiltonFrom $429,000
CambridgeFrom $439,000
OshawaFrom $449,000
KitchenerFrom $449,000
BarrieFrom $469,000
AjaxFrom $489,000
BramptonFrom $459,000
PickeringFrom $499,000
MississaugaFrom $549,000

* VIP/platinum launch pricing. Subject to change. Call 905-274-3000 for current availability.

Find My First Home →

Register free. Our team contacts you within 1 hour with the best first-time buyer pre-construction options matching your budget and city.

🆓
Free — builder pays our commission
Personal response within 1 hour
🤝
We explain everything — no confusing jargon

Questions? Call us:

905-274-3000

Find My First Home

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